Will checking my PPA eligibility hurt my credit score?

No. Preliminary qualification uses soft credit pulls which have zero impact on your credit score.

Credit Score Requirements for a Solar PPA in New Jersey

Updated for 2026 New Jersey Clean Energy Regulations

Direct Answer / Quick Summary

Most tier-one residential solar PPA providers in New Jersey require a minimum FICO credit score of 650 to qualify. Some specialized providers offer underwriting down to a 600 FICO score or permit spouses and co-homeowners to co-sign. PPA qualification uses a soft credit check that does not impact your credit score during preliminary qualification.

Check If Your Home Qualifies for a $0-Down Solar PPA

Scan your property satellite geometry, verify electrical service, and review preliminary 25-year energy savings.

Start Free 60-Second Property Scan