What credit score does the buyer need to assume my solar PPA?

Typically a FICO score of 650 or higher. If the buyer is already approved for a residential mortgage, they almost always qualify for PPA transfer.

Selling a Home with a Solar PPA in New Jersey: The Complete Transfer Guide

Updated for 2026 New Jersey Clean Energy Regulations

Direct Answer / Quick Summary

Yes, selling a home with an active solar PPA is standard practice across New Jersey. When selling, the homeowner has two primary options: transfer the PPA agreement to the buyer, who qualifies by passing a standard credit check to assume the lower electricity rate, or exercise the contract buyout option to transfer the home with full solar ownership included.

Check If Your Home Qualifies for a $0-Down Solar PPA

Scan your property satellite geometry, verify electrical service, and review preliminary 25-year energy savings.

Start Free 60-Second Property Scan